We hope you never need an experienced uninsured motorist accident attorney. If you do, we are here to help you get the maximum compensation possible. Virginia law requires every driver to have automobile insurance that provides coverage of at least $25,000.00 per injured person and $50,000.00 total per accident or occurrence.
Unfortunately, some drivers break the law and drive without any insurance, and some drivers don’t stop after an accident so you can not find out who they are. If you or your family is injured by one of these irresponsible drivers, where can you turn for insurance coverage?
Fortunately, in most cases if you have insurance then Uninsured Motorist Insurance will be available to pay you compensation for your claim. Every insurance policy issued in Virginia has uninsured motorist coverage that, unless waived, is usually in the same amount as the policy limits or at least the minimum limits of 25/50 required by law.
The Uninsured Motorist insurance will pay any compensation for which the Defendant is found to be responsible up to the policy limits, and the uninsured motorist insurance company may try to settle the claim before suit is filed and will defend the case if it goes to court.
UNDERINSURED MOTORIST INSURANCE COVERAGE
Even when the person who caused your injury has insurance, their policy coverage limits can be too low to appropriately compensate you for your injuries. In that case, we will look for Underinsured Motorist insurance coverage to allow for compensation above and beyond the Defendant’s coverage.
There may be more than one policy of insurance available to compensate you for your injuries. It is important that you use a law firm that is familiar with the rules for stacking any available policies so that you can have the most coverage available.
JOANNOU & ASSOCIATES
At Joannou & Associates, we will find all available insurance coverage and stack policies when possible to make certain there is enough insurance coverage available to give you full compensation for the injuries you suffered.
If you are injured in a uninsured motorist accident or an underinsured motorist accident, please call Joannou & Associates at (757) 399-1700.